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A survey has revealed that Hongkongers are putting into saving a substantial amount of money to keep for times of need and their sense of security increases, according to the Hong Kong Deposit Protection Board at the sixth annual survey on savings trends.
The study showed that the average monthly amount of people's savings went up to HK$9,000 this year from HK$7,700 it was last year and this happened to be a 17 per cent increase. This level was said to be the highest amount since the board began its surveys.
Connie Laus, the board chairperson said “After three years of Covid, people would like to go back to their old good life before the pandemic". "Because of the experience they had during Covid, they are hoping to have more money, more usable money around them to save for a rainy day", she added.
The survey also revealed that Hongkongers’ sense of security improved from an initial 51.4 to 53.7 on a 100 scale as a result of their savings in the bank. This is the opposite of the last three-year decline record, the survey showed. It is moving forward and people aim to save even more, it was reported.
The survey revealed, “While only 20 per cent of the respondents have already set a savings target for next year, which represents a slight decline, their average targets have increased by 6 per cent to HK$183,000".
The survey further revealed that Hong Kongers think that they would have to save an average of HK$1.08 million a year to generate a sense of security that is firmly enough than the record of HK$590,000 last year.
The survey also recorded that young Hong Kongers aged between 18 and 29 are getting more proactive in saving money. It was discovered that HK$7,900 is being saved per month in 2023 in comparison with HK$5,000 last year.
The study also showed that full-time housewives are having more savings.
調查顯示香港人的儲蓄創歷史新高
香港存款保障局在第六次儲蓄趨勢年度調查中表示，一項調查顯示，香港人正在儲蓄大量資金以備不時之需，安全感也有所增強。
研究顯示，市民每月平均儲蓄額由去年的7,700港元增至今年的9,000港元，升幅達17%。 據說這是自委員會開始調查以來的最高金額。
董事會主席康妮·劉斯(Connie Laus) 表示，「經過三年的新冠疫情，人們希望回到疫情爆發前的美好生活。」「由於新冠疫情期間的經歷，他們希望擁有更多的錢、更有用的東西。”他們身邊有錢以備不時之需”，她補充道。
調查也顯示，香港人的安全感因在銀行儲蓄而從最初的51.4分提高到100分制的53.7分。 調查顯示，這與過去三年的下降記錄相反。 據報道，這一趨勢正在向前發展，人們的目標是儲蓄更多。
調查顯示，「雖然只有20%的受訪者已設定明年的儲蓄目標，略有下降，但他們的平均目標卻增加了6%，達到183,000港元」。
調查進一步顯示，香港人認為平均每年須儲蓄108萬港元才能產生安全感，比去年59萬港元的紀錄夠強。
調查也顯示，18至29歲的香港年輕人越來越積極存錢。 結果發現，2023 年每月可省下 7,900 港元，去年則為 5,000 港元。
研究還表明，全職家庭主婦的儲蓄更多。
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